Financing FAQ · Educational
Financing, answered straight.
Compliance-safe answers about finance pre-checks, credit, documents, and all-in pricing — no rates, no payment examples, and no guaranteed approvals.
01 / FAQ
Common finance questions.
Do you guarantee approval?
No. Approvals, rates, payments, and terms are subject to lender review.
Will a pre-check hurt my credit?
A pre-check intake is not a credit pull. Any credit check happens later, with your consent, as part of an approved secure application step.
What credit score do I need?
There is no single cutoff. Income, down payment, and the vehicle you choose all matter more than any single number. We will be straight about what is realistic.
Can newcomers or self-employed buyers apply?
Often yes. We will review your situation honestly and explain the likely next step.
What documents will I need?
Usually ID, proof of income, and proof of residence — only at the application step, through a secure method. Do not send sensitive documents (SIN, banking, ID) by regular text or email.
Do you offer leasing?
Leasing is planned, not live yet. Ask and we will note your interest so we can follow up when it is available.
Are your prices all-in?
Yes. Any advertised vehicle price includes all fees except HST and licensing.
Are GACS and Green Auto the same business?
No. GACS may refer customers to independent service providers, including Green Auto where appropriate, but GACS and Green Auto are separate businesses.
Approvals, rates, payments, and terms are subject to lender review.
Ready for the first step?
A finance pre-check is low-stakes — no application, no approval, no pressure.